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Binance

The world's largest exchange by volume. Deep liquidity, low fees, and the broadest asset selection available. Not available to U.S. users.

centralized
Proof of Reserves
Mobile App
Enforcement History
Reviewed by Sarah Lin, Staff Writer — Exchanges Last verified: 2026-03-09Scoring methodology

This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional for advice specific to your situation.

Regulatory Risk Notice

Binance has faced significant enforcement action from U.S. authorities. See the "Enforcement History" section below for details, dates, and source links. This does not constitute legal advice — verify the current status with official sources for your jurisdiction.

Best For

Experienced traders outside the US who want deep liquidity and low fees

Pros

  • Lowest trading fees
  • Largest asset selection
  • Deep liquidity
  • Advanced trading tools

Cons

  • Not available in the US
  • Complex interface for beginners
  • Significant enforcement history (see below)
  • Customer support inconsistency

Regulatory Status

Binance Holdings is headquartered in unclear jurisdiction. Obtained licenses in several countries (France, Dubai, Japan via local entities). Settled major U.S. criminal and civil charges in Nov 2023. The separate entity Binance.US operates under its own regulatory framework.

Regulatory status varies by jurisdiction and changes frequently. Always verify current licensing with your local regulator before depositing funds.

Enforcement History

critical
2023-11DOJ / FinCEN / OFAC

Binance pleaded guilty to federal charges including BSA violations, sanctions evasion, and operating an unlicensed money transmitting business. Agreed to $4.3B in penalties. CEO Changpeng Zhao resigned and pleaded guilty personally.

Primary source
critical
2023-06SEC

SEC filed 13-count complaint against Binance, BAM Trading (Binance.US), and CZ alleging securities violations, commingling customer funds, and misleading investors. Case ongoing.

Primary source
major
2023-03CFTC

CFTC filed complaint alleging Binance operated an illegal derivatives exchange and evaded compliance requirements.

Primary source

Why This Trust Score Is Not Higher

The $4.3B DOJ settlement and guilty plea represent the largest crypto enforcement action in history. Former CEO pleaded guilty to BSA violations. While Binance continues to operate and has appointed new leadership, the severity of the enforcement history significantly impacts trust. Multiple ongoing legal proceedings remain unresolved.

Trust scores are calculated using our published scoring methodology. Score changes are documented in our corrections log.

Key Information

Type
centralized
Maker Fee
0.10%
Taker Fee
0.10%
Proof of Reserves
Yes
Mobile App
Yes
Staking
Available

Country Availability

Available in:

UK
DE
FR
AU
SG
BR
TR

Not available in:

US

Availability can change without notice. Verify directly on the exchange's website for your specific country and region.

Deposit Methods

bank transfer
debit card
credit card
crypto
p2p

Frequently Asked Questions

Is Binance safe?+
Binance publishes proof of reserves, meaning you can verify they hold the assets they claim. Regulatory status varies by jurisdiction — check the "Regulatory Status" section above for details specific to Binance. No exchange is 100% safe — consider moving large holdings to a self-custody wallet after purchasing. Enable 2FA and withdrawal whitelisting for extra security.
Is Binance good for beginners?+
Binance is oriented more toward experienced traders. Beginners may find the interface complex. If you're new to crypto, start with small amounts and use the "simple" buy interface if available.
What are Binance's fees?+
Binance's fees vary by trade type and volume. Check the "Key Information" section above for current maker/taker rates. Many exchanges also charge different fees for their "simple" vs "advanced" trading interfaces — the simple interface is usually more expensive. Always check the fee schedule on Binance's website before trading.
Should I keep my crypto on Binance?+
For active trading, keeping funds on Binance is practical. For long-term holding or large amounts, move crypto to a self-custody wallet. Exchanges can freeze accounts, get hacked, or face regulatory issues. The safest approach: buy on the exchange, then transfer to your own wallet.