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Coinbase

The largest US-regulated crypto exchange. Beginner-friendly with strong compliance.

centralized
Proof of Reserves
Beginner Friendly
Mobile App
Reviewed by Sarah Lin, Staff Writer — Exchanges Last verified: 2026-03-09Scoring methodology

This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional for advice specific to your situation.

Some links on this page are affiliate links. We may earn a commission at no extra cost to you if you sign up or make a purchase through these links. This does not influence our editorial evaluations. Learn more

Best For

US beginners and regulated trading

Pros

  • Most trusted US exchange
  • Beginner-friendly
  • Strong compliance
  • Wide asset selection

Cons

  • Higher fees on simple interface
  • Customer support can be slow

Regulatory Status

Publicly traded (NASDAQ: COIN). Holds Money Transmitter Licenses in most U.S. states. Registered with FinCEN. Faced SEC lawsuit (June 2023) alleging unregistered securities; case is ongoing as of March 2026.

Regulatory status varies by jurisdiction and changes frequently. Always verify current licensing with your local regulator before depositing funds.

Enforcement History

major
2023-06SEC

SEC filed suit alleging Coinbase operated as an unregistered securities exchange, broker, and clearing agency. Case ongoing.

Primary source

Why This Trust Score Is Not Higher

Ongoing SEC litigation creates regulatory uncertainty. Customer support response times remain inconsistent. Simple-buy interface charges significantly higher fees than advertised maker/taker rates.

Trust scores are calculated using our published scoring methodology. Score changes are documented in our corrections log.

Key Information

Type
centralized
Maker Fee
0.40%
Taker Fee
0.60%
Proof of Reserves
Yes
Mobile App
Yes
Staking
Available

Country Availability

Available in:

US
UK
CA
AU
DE
FR

Availability can change without notice. Verify directly on the exchange's website for your specific country and region.

Deposit Methods

bank transfer
debit card
wire
apple pay

Frequently Asked Questions

Is Coinbase safe?+
Coinbase publishes proof of reserves, meaning you can verify they hold the assets they claim. Regulatory status varies by jurisdiction — check the "Regulatory Status" section above for details specific to Coinbase. No exchange is 100% safe — consider moving large holdings to a self-custody wallet after purchasing. Enable 2FA and withdrawal whitelisting for extra security.
Is Coinbase good for beginners?+
Yes, Coinbase is considered beginner-friendly with a straightforward interface and educational resources. If you're new to crypto, start with small amounts and use the "simple" buy interface if available.
What are Coinbase's fees?+
Coinbase's fees vary by trade type and volume. Check the "Key Information" section above for current maker/taker rates. Many exchanges also charge different fees for their "simple" vs "advanced" trading interfaces — the simple interface is usually more expensive. Always check the fee schedule on Coinbase's website before trading.
Should I keep my crypto on Coinbase?+
For active trading, keeping funds on Coinbase is practical. For long-term holding or large amounts, move crypto to a self-custody wallet. Exchanges can freeze accounts, get hacked, or face regulatory issues. The safest approach: buy on the exchange, then transfer to your own wallet.
C

Coinbase

centralized Exchange

Proof of Reserves

Some links on this page are affiliate links. We may earn a commission at no extra cost to you if you sign up or make a purchase through these links. This does not influence our editorial evaluations. Learn more

C

Coinbase

Exchange

8.5

Editorial Score

Trust Score: 9.0/10

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